Breakaway Destination Guides (International)

More and more seniors are travelling and, like everyone else, they need the best travel insurance they can find. Whether you're an experienced international traveller or you've been waiting all your life for the journey of a lifetime, you want your travels to be as safe and enjoyable as possible.

Most Travel Insurers can help by providing seniors the peace of mind that comes with reliable travel insurance. They have policies that cover the things seniors need without the things they don't, all at the best possible prices.

The main reason that seniors, and most other people, want travel insurance is that health problems overseas are not only more likely, but can be extremely expensive.

Your health is often more at risk when you travel, especially in less developed countries with poor quality drinking water and unfamiliar foods. Overseas climates can be quite different too, especially if you're travelling to the northern hemisphere and going from summer to winter or vice versa.

A handful of countries may have reciprocal arrangements with your own Country. This means that travelling seniors get limited, free health care in return for the reciprocal countries citizens receiving access to Medical care in your home country. But for travel to most countries, health care costs definitely won't be covered without travel insurance. This means that if anything goes wrong on your travels and you need health care, a doctor, a dentist, an ambulance or even hospitalization, you are going to have to pay for it out of your own pocket.

Some countries are much more expensive than others. The USA, Canada and Japan are perhaps the worst. It can cost $10,000 a day to be in hospital in the USA without travel insurance?

Many seniors need to check how pre-existing medical conditions will affect their travel insurance premium. Insurers like to know what risks they are exposed to and will generally ask that you fill in a form telling them about any health conditions you're already aware of. This doesn't mean you won't get travel insurance. It just means you may have to pay a little extra.

Travel Insurance standard policies cater for people up to the age of 70. However, they will also offer seniors of up to 86 years of age competitive prices on comprehensive travel insurance.

Most seniors have health insurance when they're at home so of course it makes even more sense to have it when they're away as part of their travel insurance. Regardless of how healthy and fit you are, you can't afford not to have travel insurance.

Of course, it's not just the health of seniors that is covered by travel insurance, remember, you will also need to be covered for flight cancellations, theft, loss of belongings and personal liability, amongst many other benefits.

Travel agents put a lot of effort into trying to sell you travel insurance, because they make a lot of their money from it! When you've just forked out thousands of dollars from your savings for tickets, hotels, car hire and everything else, a few hundred more for travel insurance may not feel like much. That’s what they want you to think!

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